• How do you know when you need personal debt assistance?
• Have you already tried to find a debt company to assist you?
• Is there any debt assistance that actually works?

Yes there is, at Lewis Alexander we pride ourselves on being honest with you about your present situation, we do not dress up the truth to make you like what we hear.

This often difficult for many people to accept, however, after few months of using our debt assistance services for debt management, most clients are very relieved that the stress and worry of letters and phone calls from credit card companies is at last reducing if not stopped.

When you need assistance with debt it can be a very daunting and stressful time.

Most people do not deal with the debt problem at first and this can make it harder for any company to assist you when you finally get around to contacting them.

• Not all debt assistance is actually assisting people!
• It can at times only be assisting the company you may have selected to help you!

Again, Lewis Alexander are always honest about timescales to clear debt and people use our services a lot of the time to keep things organised and that peace of mind works wonders for levels of personal stress.

When clients call our free from a landline debt helpline for assistance with their personal debt, we find that most people are very able to understand the situation they are in, this is because when they have started the process of finding some sort of debt assistance, they have usually been applying for loans along the way, that is the first thing the human mind would think of to assist in clearing debts.

• It’s NOT the most economical way!

Another loan is simply going into debt to try and get out of it, adding further interest costs along the way, this is okay if you do not have any outstanding arrears on any other credit or loans as if you do and you are not in a position to repay them, how can you afford to borrow any more money?

• That is usually when people select the services of adebt management company!

Debt management companies can assist you to clear your debts without further loans.  It is not very easy to understand at first but the more you look into a debt management plan, the more sense it will make as an option to assist you if you qualify.

An IVA will clear your debts in a fixed period of time, usually 60 months / 5 years.  The IVA or Individual Voluntary Arrangement is a legally binding agreement between you and your creditors which at the end will leave you debt free.  An IVA is logged on your credit report but can for an excellent way to obtain debt assistance if your debt level exceeds £25000.

For confidential help and debt assistance advice please call our personal debt helpline using 0800 018 6868, our lines are open 24 hours and your call is free!