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Do you need help with personal debt?
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Obtain onfidential help with your personal debt problems from UK debt consultants in Manchester, England.
If you are being controlled by your personal debt problems and feel your life is ‘on hold’ until your debts are sorted, then perhaps it’s time to get professional debt help and advice.
- Debt that is not correctly managed often just gets steadily worse and very little of what you pay towards those debts actually goes towards reducing those debts.
At Lewis Alexander, we are a team of professional debt advisors whose aim is to help get as many people as possible out of debt. We have a team of dedicated individuals who are specialist debt management and IVA consultants.
We are dedicated to providing confidential, personal debt counselling to financially struggling families and individuals through personal debt management help and advice.
Because there are so many different ways of tackling personal debt we like to talk to the people we are trying to help as soon as possible. Every day lost is more interest and charges needlessly being paid to creditors. Don’t wait a day longer.
Call us right now using 0800 018 6868 and let one of our trained advisors start you on the road to being clear of debt today. It doesn’t cost a penny for the call from a UK land line. It could mean the beginning of the end for your debts though, at “Lewis Alexander” this is what we want for every single one of our clients.
- Are the debt repayments you make each month eating up nearly all of your income?
- Are the letters and phone calls from creditors getting you down?
- Have you had a debt consolidation loan refused?
At Lewis Alexander, when we speak to people who come to us with debt problems they always say how much better they feel even though they have only had the initial talk with a debt management advisor. Once we have discussed their situation and come up with an effective debt management plan for their future, the debt management help and advice makes a great difference to peoples lives.
Use the following links for further debt management help information!
- Find our how debt can effect your health
- Find out how an IVA in England or Trust Deed in Scotland could help you
- Find out how to repair your credit rating
- Find out how we can help you get out of debt
- Do you understand what a county court judgement is?
The debt advice and help is on offer, all you have to do is call 0800 018 6868 today. Talk to our trained debt management advisors and they will give you confidential debt management help and advice to clear your debt.
- Call today in confidence! – 0800 018 6868 – lines open 24hrs / 7 days
- The UK has found itself in emergency need of a debt management plan!
- Why?
- Because the countries debt problems have been allowed to go to such a point that drastic measures need to be taken to control the income and expenditure of the country or UK PLC as it is also known financially.
The above is exactly the same as when an individual or consumer leaves a personal debt problem to grow out of control without taking action to balance the income and expenditure into the household.
The longer the debt problem is left un-managed, the greater the problem becomes to manage!
Debt Management plans have been around in the UK since the early nineties, they offer consumers in personal debt an informal opportunity to pay off debts without having to borrow any more money to do so. Debt Management Plans came about due to people finding they could not obtain any further credit to consolidate, or put into one, all the other debts they had accumulated.
If you find you are in need of a debt management plan, the first thing you should do is contact a reputable debt management company. This way you can obtain advice regarding your personal situation. You should not be charged any fees up front when being advised and only if you decide to use that particular debt management service should you be asked to part with any money.
Debt Management in the UK is very common place in the personal finance industry and when a debt management plan is operated professionally by a reputable personal debt service, consumers can find that a debt management plan is a very useful solution to clear personal debt problems.
A debt management plan can help you to clear unsecured personal debts such as, credit cards and store cards, personal loans and overdrafts, catalogues, book clubs and even allow for you to repay car finance, mortgages and other commitments as part of the solution if your disposable expenditure allows for it. All secured debts such as car finance, mortgages and secured home loans have to be kept up and cannot be included within the debt management companies’ dealings with creditors, the debt management company must make an allowance within your expenditure for you to maintain these payments as they constitute your priority debts, this is how they form part of the overall debt solution that a personal debt management plan can offer.
Priority debts are debts that must be paid before others are taken into account, for example your mortgage payments must be taken more seriously than your credit card payments. It sounds so simple but the pressure that credit card companies can put on people who owe them money is often enough to make them prioritise the credit card repayment over the mortgage repayment.
This is why the press report horror stories daily about people who have lost their home due to failing to keep up with mortgage or rental payments.
If you find yourself in need of help and advice regarding a debt management plan or other form ofpersonal debt solution, please contact our personal debt helpline 24 hours a day in the UK using 0800 018 6868, our lines are open and your call is free!
