Repair your credit rating

If you are looking for credit repair advice, please be careful when dealing with companies which claim they can 'clean up' your credit history. You'll find the ads in newspapers and magazines and even on the TV or the radio.

You can repair your credit file yourself or with expert help FREE OF CHARGE.
You do not need to pay for credit repair services and certainly not for credit repair advice.

You can get free advice about County Court Judgments, bankruptcy, defaulted accounts or other arrears from our free debt helpline 0800 018 6868

You can get free advice on how to clear your debts and how to apply for credit with a bad credit history or rating.

You can get free advice about the contents of your credit report

There are three credit reference agencies in the UK. For details of how to order your UK credit reports visit their web sites below. Equifax and Experian both allow you to order your credit reports online:

Callcredit plc
PO Box 491
Leeds
LS3 1WZ
Tel: 0870 060 1414

Experian
Consumer Help Service
PO Box 8000
Nottingham
NG80 7WF
Tel: 0870 241 6212

Equifax Plc
PO Box 1140
Bradford
BD1 5US
Tel: 0870 514 3700

County Court Judgments and records of arrears can sometimes be removed from a credit reference file. But do not be tempted to lie to a court. Never pretend you have not received a Summons if you have. The consequences of lying to a court can be very serious.

Call us now on 0800 018 6868. Our lines are open and your call is free!