IVA failed or been refused by creditors?  We can help you!

IVA turned down due to being on benefits, Divorced, or JUST not accepted?
Need one affordable monthly repayment to clear your debts?
Are you getting CONSTANT letters and creditors calls?
Wish to prevent Bankruptcy with Debt Management?

A Debt Management Plan is usually, in most cases, the best route to take if,

an IVA has been refused, failed, turned down or just not accepted by your creditors or

an IVA company.  .

It is a principal of law that Creditors must accept reasonable and fair offers from clients and third parties on a clients behalf.

You must remember to treat your creditors in a fair and equal manner without being preferential to any, over either one.  this is also a principal of law that your creditors must receive offers of repayment on a pro rata basis.  Thus making sure, each one gets an equal share of your available disposable income each Month, Week or Year. 

If you have been refused a loan or credit you can still explore Debt Management and get accepted if it is thought right for you.

If your proposed IVA has been refused or you failed during trying to repay on an IVA agreement, we can help you with a simple Debt Management Plan.  This will restructure your debt repayments back to an affordable amount.

A divorce or change in circumstances can affect an IVA and there are many reasons why single parents and government employees would prefer the informal route of Debt Management.

Call today on 0800 018 6868 for free advice or apply online for confidential Debt Help