Debt Help

Debt Management
Insolvency or IVA
Debt Consolidation
Trust Deeds
Bank Accounts

Our trained advisors will email or call you back at a time that suits you

Contact us or ask for debt advice

Get help from consultants with your personal finances

  • Are you struggling with your monthly outgoings?
  • Do you ignore letters and calls from national credit card and loan companies?
  • Have you been refused a loan to consolidate credit cards or overdrafts?
  • Would you benefit from one, new monthly repayment?

We fully understand personal debt problems and are very sympathetic to the problems you may find yourself with.

Financial problems can and will create stress and depression, which can have a direct impact on your day to day living. We will help you clear credit cards, store cards, overdrafts and loans with debt solutions and assistance such as an IVA or debt management plan. If you need advice about payday loans and broker services we can also assist you.

Our personal credit helpline is FREE to call from a land line. Our financial consultants and advisors believe in debt reduction, which means understanding how to reduce credit and not just manage it!

Don't wait, obtain personal advice today

  • Britain's personal borrowings were increasing by £1 million every 4 minutes!
  • Consumers mortgages were being paid with credit cards!
  • At the end of October 2005 the total UK personal debt was £1.138bn.
  • 2004 saw the largest single year increase in consumer debt (£116bn) since the Bank Of England was founded in 1694.

Debt consolidation help in the UK

Consolidate personal debts even if you have been refused a loan! Debt consolidation can help to clear credit cards, loans, overdrafts, store cards and other unsecured credit agreements such as catalogues.

If you wish to clear credit without having to increase your borrowings further, you may wish to consider a Debt Management Plan or IVA, these financial solutions can assist you to clear credit card debts without further loans. They are a form of debt consolidation help UK for people who have previously been refused credit. They can also help you avoid bankruptcy.

Debt management plans

If you have been refused loans or credit in the UK, you can still obtain help with debt to clear your financial problems through a structured repayment plan. A debt management company or service can offer debt management help through a temporary or long term solution. You can find a solution that works for YOU, not just your creditors!

IVA or Individual Voluntary Arrangement

An IVA or Individual Voluntary Arrangement constitutes a formal and legally binding agreement between you and your creditors. An IVA allows you to make one monthly repayment to clear debts in 60 months or 5 years.

We offer IVA advice and personal debt help to people who need to clear financial problems in Manchester, London, Glasgow, Birmingham, Leeds, Cardiff, Belfast and national areas of England, Scotland, Wales and Northern Ireland, UK.

Not all situations require an IVA to help with debt and some personal IVA companies and IVA services are direct selling the IVA in order to try and make huge profits from consumers who need financial help or debt advice UK.