- Do you need help to clear debts in the UK?
- Are you struggling with your monthly repayments?
- Refused loans to consolidate personal debt?
At Lewis Alexander we understand how personal debt problems can impact on your daily life and we offer help and assistance to clear your debts without another loan. You do NOT need to take on further credit or loans to clear credit card debts or other unsecured credit agreements.
You can start by exploring proven debt solutions such as a Debt Management Plan or IVA (Individual Voluntary Arrangement).
Debt solutions such as bankruptcy are usually the last to be considered and also the most severe! Please remember that you should not pay debt companies for advice about how to clear personal debts.
There are many different ways of finding free help to clear debts, many sites online will offer information that when put together, gives you a broad but at times detailed explanation of solutions available to clear personal debt.
- Should you really trust the companies you owe money to when looking for help to clear debts?
Help to clear debts in the UK is usually chargeable when you use the services of a debt management company or Insolvency Practitioner that you would be expected to make repayments via a third party, other than when starting one of those two options, no individual should be asking you to part with any money unless you owe it directly to them.
- It is very important that people consider all options available when obtaining help to clear debts!
Apart from the main 4 solutions (debt management plans, bankruptcy, Consolidation loans and Insolvency) there are no magic ways of wiping out debt, unenforceable credit agreements do exist but not in the numbers that some companies are advertising!
- Debt management should only be entered into with the right company, do your homework!
- An IVA should only be entered into with a licensed insolvency practitioner
- A loan to clear debt should only be taken from a licensed credit broker
- Bankruptcy is entered into through your local county court
Be careful of being charged upfront fees for help to clear debt and services that may not even exist, some companies are charging people for loan applications to clear debts and these people are finding that loans are still not available to them, even though a fee has been paid!
Should you wish to discuss you personal financial issues with a trained personal debt advisor and simply need help to clear debt, please call our free from a landline personal debt helpline using 0800 018 6868, our staff are UK based, lines are open 24 hours /7 days a week and your call is FREE. All calls are dealt with in confidence.
