How to deal with personal debt

On April 25, 2011, in News, by Lewis Alexander

Get advice about how to deal with personal debt

  • free credit report UK from ExperianCan you imagine how much simpler life would be if we were all issued with a manual to guide us through?
  • Sadly, no such manual exists but there are great places we come across throughout our lives that are great sources of really helpful information.
  • We aim to be one of those places for anyone quietly struggling with debt having to juggle different credit card or bank debts on a daily basis.

We have helped a huge number of people either get their finances back to a healthy position or have helped them better manage, reduce and finally clear debts. We give invaluable advice to people every day about managing their personal debt problems and we are ready to help you too.

  • Would being clear of debt suit you?

No-one enjoys having excessive personal debt but sometimes a change in circumstance happens to us which can make this far more likely. Life events like an unexpected illness, a redundancy, a divorce or even a death can contribute towards the reasons people find themselves getting deeper into debt.

If one of these events has caused you to fall behind on your debt repayments or become more concerned about your debt situation than you were before, then we can help. Starting off by giving you honest, clear and effective advice about your situation could possibly help you better manage your debts. We would then lay out debt solutions we think would help you get out of debt.

  • Not all solutions suit everyone but we try to offer the most practicle one for you.
  • Does any of this apply to me?

The most common thing we hear at the beginning of the debt recovery process is how people couldn’t grasp that it could happen to them. A lot of people think that serious debt problems happen to others, not them.

  • Do you have creditors calling on the phone, writing letters or even banging on your door?
  • Do you find you are getting lots of bank charges because you are always overdrawn?
  • Do you pay for normal household expenses with credit?
  • Once you’ve paid all your bills and your credit repayments, are you left with next to nothing?

If you have answered YES to one or more of these questions then you are more than likely struggling with your personal debt commitments.

Once you have decided that you wish to clear debt, we will ask you a few questions about your current situation and then we will be able to make recommendations about what debt management solution would be best suited to you. Then, when you choose which route you wish to go down, we will help put that plan into practice and give you help to implement that plan into your daily life.

  • DON’T WAIT – get help today!

Your personal debt management solution could be one of the processes we have at our disposal for helping people with debts.

It may be that you need to re organise with professional debt management, or it may be that you need some kind of debt consolidation loan, or perhaps an IVA is what you would be best to consider.

All of these processes are designed to prevent your debts becoming worse and eventually ending up causing you trouble in the courts. For example a CCJ or Bankruptcy.

For confidential advice call us free from landlines using 0800 018 6868

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