Are you an Expat of the UK Struggling in Personal Debt?

On March 10, 2012, in News, by Lewis Alexander
  • free credit report UK from ExperianDo you live abroad as an Expatriate and still have personal debts in the UK?
  • Did you know we help Expats who have tried and are struggling to clear debts?

If you need assistance dealing with personal debt problems and are an Expat of the UK then Lewis Alexander could be able to help you.

We help many Expatriates of the UK who find it difficult to manage the credit cards and loans that they have outstanding in the UK.  Not all Expats struggle with personal debt problems and when they do it can be very difficult and time consuming sorting the issues out.

Firstly it can be a struggle due to time differences and secondly many people living abroad are involved in jobs that are also particularly time consuming.

Finding the time to not only get to grips with your financial situation but then subsequently sorting it out can be very hard indeed and in itself takes some weeks even though with the best of intentions you would like to be able to do it over a weekend or in an evening.

Living abroad has its own stress and having a debt consultant in the UK to deal with the problems for you can be a real help. We have helped people based all around the world who have moved permanently or have just temporarily left the UK, they are based in places such as Hong Kong, Japan, Ireland, Brazil, Argentina, India, Thailand, Egypt, Greece, Portugal, Turkey, Austria, Hungry, Saudi Arabia, Russia, South Africa etc…

Lewis Alexander helps many Expats in the Military/Army and also helps Expat Professionals and Retired Expats.

Most cases can be solved with a common and efficient debt solution such as

When the above debt solutions do not seem viable for an Expat, other debt help UK and advice becomes readily available.

If you are an UK Expatriate who requires assistance to sort personal debt problems including credit card and loan debts then contact Lewis Alexander using our personal debt helpline today.

  • 0800 018 6868 – lines are open 24 hours / 7 days
  • Your call is dealt with in absolute confidence and your call is free from a UK land line.

Calls from other networks or countries may vary, you should ask your telecoms provider about the costs of calling 0800 numbers.

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Help to Consolidate Payday Loans

On March 6, 2012, in News, by Lewis Alexander

Did you know that you could consolidate your debts and have one monthly repayment with an IVA or debt management plan and other personal debt consolidation solutions?

Every day we hear from people that need help to consolidate personal debt and they say that they wish they could have found us 1 year ago!  Why would they say this?

Maybe because when they speak with us they realise all the recent payday loans they took out no longer make things any better and the financial problems they faced are still there, if not larger now with the added payday loans they have taken on.

  • So what can you do?

It all stems back to the time when the individual knowingly inside admitted to themselves that they cannot meet the financial commitments they have that day, week or month. When the individual realises this, it is the decision they then make on how to deal with a debt problem that can create the situation we discussed above.

If someone is struggling with payday loans and other credit cards and overdraft facilities, the worst thing they can do is try to borrow out of the debt problem, unless you have a fabulous income and have had one out of the ordinary month with regards to outgoings and expenditure, then there are arguments for someone borrowing their way out of a long term debt problem, otherwise you need to decide very quickly that another loan is not what you need and it is usually when the individual gets refused loans that they then realise more credit is just not possible and they find themselves struggling to consolidate personal debt.

  • So how can you consolidate payday loans?

It all depends on your current financial circumstance, usually you will be struggling every month if you are in the grasps of payday lenders and you need to speak with a debt consolidation company or advice centre about your monthly income and expenditure to find out what is going wrong.  You may already know what the problem is (too many payday loans?) so the answer could be to contact the companies you owe money to and make arrangements to repay at a rate you can afford as opposed to rates and timescales that suit those companies or lenders.

Consolidating Payday Loans is not easy because of the way that payday loan companies take the money you owe them back, they do it by debiting the money directly from your bank account at a time very close to you getting paid, leaving you with no money for that month if you have borrowed from a number of payday lenders.

You can consolidate payday loans if you qualify for a debt management plan or IVA / Individual Voluntary Arrangement; these are personal debt consolidation solutions that enable you to consolidate debts into one monthly payment, without the need to borrow any more money.

If you wish to find out if you qualify to consolidate payday loans by utilising an available personal debt solution, then contact our personal debt helpline today which is free to call from a land line using 0800 018 6868, mobile call costs may vary.

  • Consolidate payday loans if you are genuinely struggling by calling us now – 0800 018 6868
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