24 hour debt help and advice

On June 12, 2011, in News, by Lewis Alexander

credit report UK from Experian24 Hour debt advice and debt help, lines open 24 hours a day in the UK.

  • Are your personal debts keeping you up at night?
  • Have you gone passed the stage of being able to manage your debt?
  • Do you worry about your personal finances 24 hours a day?

24hr debt advice and help is available online throughout the UK.

Getting personal debt help is one thing, but getting the right help when you need it is something completely different. Our lines are open 24 hours a day to call and subsequently enquire about different debt solutions, so if you need debt advice we will be there. Our advice is available during normal office hours but our lines are open and operators are available to answer your call live 24 hours a day, 7 days a week.

Once people decide to get help they are often stressed with personal debt and sometimes upset about their predicament, having someone listen with a sympathetic ear is exactly what they are looking for. People are usually embarrassed about getting themselves into the debt in the first place so we do not judge at all.

Talking to our professional debt advisors will allow you the benefit of our extensive expertise. We may have a debt solution you haven’t even thought of and will give you a full appraisal of your situation offering several possible options to explore to get out of debt at the end of it, such as a debt management plan or an IVA.

It is common to find that some individuals debts are not as bad as they thought they were and that they just needed to get some proper advice from a 24 hour personal debt service and then learn how to better manage debt in the future. This approach often saves people in a lot of money in the long term regarding their total debt repaid.

What kind of debts cause people the most problems?

Household bills are not normally the cause of personal debt because people pay them as a matter of course anyway and tend to be used to paying for them. The bills that more often than not cause the trouble are things like;

Because these debts often have high interest rates, the debt becomes bigger when only minimum repayments are being met resulting in the debt taking much longer to repay.

  • We specialise in helping vulnerable people 24 hours a day

Personal Debt Help

Some groups of people are more vulnerable to personal debt than others. These groups of people are often living on low incomes and are usually part of single income families or living alone. They may also be limited to what they can do to earn a living. We have clients from all the following groups although there are others.

A 24 hour debt helpline service for all UK residents!

By talking with a trained debt councillor ( not always available 24 hours) you will be able to understand relatively quickly what options are actually available to you when trying to clear debts in the UK.  The simple bit is actually the hardest, picking up the phone and dialling a debt service that wishes not to charge you for the call but offer you a free from a landline debt helpline.  UK Loan information should also be free of cost online!

  • Financial peace of mind is easy to obtain if you take the good advice!
  • Not ALL personal debt problems are easy to solve, do NOT be tricked!

Debt advice is available 24 hours everywhere it seems. Getting the right debt advice is very important if you want the best chance of getting out of debt quickly. Debt help is not purely about just being told what you need, sign a piece of paper to tie you into yet another contract and then reap the rewards of poor debt management plans. To really get to the bottom of an individuals personal debt situation takes care, attention and tact because people often feel embarrassed and vulnerable when it comes to talking about debt on our 24 hour debt helpline.

It is a possibility to clear debts for good through effective debt management and building a personal debt help plan that will address your specific situation. Once that has been established we can recommend what personal debt management solutions we think would suit you best meaning you will be better placed to make an informed choice about your financial future.

There are other ideas we may have that could involve less formal propositions but these tend to only be applicable when the debt problem is not that severe. The larger the debt problem, the more formal the personal debt solution tends to be.  You will have an idea of how serious things have become by how much stress you feel under to pay bills each month. Obviously, if things are so bad that you are not paying your mortgage or arrears each month, you could be about to lose your home so something has to be done quickly.  Other lesser bills can be dealt with equally efficiently and this will keep creditors away from your door and off the phone.

  • Some of the more formal debt advice UK options, such as the IVA or Individual Voluntary Arrangement, actually guarantee the end of creditors writing, calling or visiting you to try and get cash from you.

You may be struggling 24 hours a day to get credit because of a rocky patch in your past. Find out what can be done to repair your credit rating by examining your credit reference files and ensuring everything is correct.  Find information about how to repair your credit rating.

Our debt advisors won’t just try to convince you to take out this, that or the other miracle debt cure like other companies, they will want a proper discussion to carefully work out what would be the most beneficial debt management solution for you as an individual.

  • Debt help in the UK is readily available 24 hours a day, 7 days a week.
  • Allow our experienced debt advisors help you solve your debt problems.

Debt advice should not cost you anything but your time!

Most debt companies will charge you for dealing with your debts before they actually do any work and you should take extra care when selecting the debt service you wish to use. Some of the debt help organisations do not actually deal with your creditors for you and they just sell your enquiry to other debt management online or IVA services. This means your financial details are passed around the industry until some individual manages to sell you the best advice for themselves or the debt company they work for.

Try speaking with us at Lewis Alexander.  They are well educated regarding the current personal debt situation in the UK  and are very helpful from the point of taking your initial enquiry to clearing your last penny of debt, it is all taken care of in house and you will NOT be passed about from company to company!

Obviously anyone can find themselves in debt, even the rich can get into problems! Don’t wait, get 24 hour UK Debt Help and Advice today! We offer help with debt to people from England, Scotland, Wales and Northern Ireland.

  • For 24 hour debt help and advice call our free from a landline debt helpline using 0800 018 6868, calls are usually free from a land line but call costs may vary from a mobile, please check with your service provider before calling.
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