- Are you looking for a personal debt consolidation solution that does not require you to take on another loan?
Most solutions available to clear debts do not require the consumer to take out another loan or increase borrowings any further, most are personal debt solutions designed to help those that have previously or recently been refused credit and in particular those that have been refused a debt consolidation loan.
The following is a short list of the main debt solutions available and commonly used that help people to consolidate or clear debts without a loan.
- Debt Management Plans
- IVA or Individual Voluntary Arrangement
- Protected Trust Deeds (Scottish IVA)
- Debt Relief Order – (Debts under £15000)
- Administration Order
- Bankruptcy (Sequestration in Scotland)
Debt consolidation loans will require you to go further into debt to try and get out of it!
Monthly repayments with a new debt consolidation loan may end up being lower when compared to those minimum payments that you are presently used to paying each month.
Personal debt solutions such as those mentioned above (excluding debt consolidation loans) do not require the consumer to go through any credit check process to be accepted. Acceptance is based on the best solution at the time and each case file has a disposable income which dictates what is the best solution for that individual to explore.
If you have been trying to consolidate personal debts without a loan and have become confused with financial advice you have taken, please call our personal debt helpline today, all calls are dealt with in absolute confidence.
We are specialists in helping people who have been refused a loan to clear and consolidate personal debts without having to increase their borrowings any further. This also applies to people with too many payday loans.
We help people in debt who are experiencing all different types of changes in personal circumstance to consolidate debts without a loan.
These include but are not limited to;
- People getting divorced
- People going through a pension crisis
- People who are ill or suffering from stress
- People who have been made redundant
- Women who are pregnant in debt
- People who are disabled
- People working in the armed forces
- Expats living abroad
- People with gambling debt problems
- We may be able to help you clear debt without a loan!
At Lewis Alexander Financial Management, our debt advisors and personal debt consultants have helped numerous UK residents over the last decade to clear and consolidate personal debts without another loan in the UK.
- Call 0800 018 6868
- Lines are open 24 hours / 7 days
- Calls from a UK land one are usually FREE
- It may be less expensive from a mobile to call 0161 872 3383
