Are you struggling to find debt solutions that work?
- Getting confused by advice you have received about different debt solutions that could actually work for you?
- Do you need professional, trusted, reliable and reputable financial help to select a debt solution that WILL work for you?
At Lewis Alexander Financial Management we help people daily to consolidate debt problems via personal debt solutions that are suited and then tailored to their personal needs.
Not every debt consolidation company or service will operate with the consumers’ best interest at heart. This can create problems for consumers that do not educate themselves correctly regarding their situation as they can be mislead by debt advisors that are not offering the best advice, especially if the debtor has too many payday loans because they are more vulnerable and in need of a quicker solution!
Fortunately, the personal debt consolidation industry has cleaned itself up somewhat over the last ten years and most large operators within the industry do operate a best advice model for the consumers they serve. The OFT or Office of Fair Trading has been responsible for setting out guidance that both debt management and debt collection companies respectively have to adhere to. These companies are required to adhere to the guidance set out in order to continue to comply with ongoing compliance when carrying out licensed activities.
- To select a personal debt solution that can work for you, it is important to find a company to take advice from that has a proven track record.
It is also very important to make sure that you are prepared to accept some advice that you may not like or wish to hear. Usually when faced with financial problems, the actual best financial solution that can assist you tends to be the one you don’t prefer or that you have tried to stay away from as much as possible for one reason or another.
Most personal debt solutions that work do so for two main reasons;
- 1) The debt solution company selected does what it says it will do for the consumer.
- 2) The consumer does what the debt solution company expects of them!
When we questioned internally at Lewis Alexander one of our most established and time served financial management consultants, we asked him why he thought debt solutions he advised people on some ten years ago actually worked for the clients that selected them. The simple answer we got was that he believed that any client that had been committed and remained so to helping themselves, had actually cleared the debt problems they had via the solution they initially selected post the advice stage.
It really is quite simple; most debt consolidation companies that operate compliantly, can and will get an individual out of a debt problem they face.
Debt solutions that have and continue to work for clients of Lewis Alexander Financial Management are as follows;
- Informal Debt Management Plans
- Individual Voluntary Arrangements or IVA’s (Not available in Scotland)
- Protected Trust Deeds (Scottish equivalent to an IVA)
- Debt Consolidation Loans
- Re-mortgage or Secured loans
- Debt Relief Orders
- Administration Orders
- Bankruptcy
- Sequestration (Scottish Bankruptcy)
It can be very confusing when you have to select a personal debt solution that works. This is even more difficult when you actually qualify for two or more solutions. You are then at the mercy of the quality of advice you have received which should hopefully enable you to make a correct and informed decision.
Whether you live in England, Northern Ireland, Scotland or Wales, there is a personal debt solution available that will work for you.
The UK government has approved schemes in place to help people struggling with debt problems such as the IVA or Debt Relief Order and Bankruptcy.
If you require help to find a debt solution that will work for you, please call our Lewis Alexander debt helpline in absolute confidence and speak with a personal debt advisor who can assist you to start an organised, financial future.
- Call Free: 0800 018 6868
- Lines are open 24hrs / 7 days
- Calls to our 0800 number are usually free from UK land lines
- Call costs from mobiles may vary!
