• free credit report UK from ExperianAre you trying to escape the stress and worry of personal debt problems?
  • There has never been so many ways to get hold of financial information online about all sorts of things.  Advice is not a problem to get hold of, getting hold of reliable information can be though.
  • At Lewis Alexander Financial Management we have the kind of financial help and advice you want …reliable and accurate!

Most people struggling with personal debt problems say that the financial problems they have start to control their lives and in turn can keep them awake at night worrying about future financial security.

If you live in England, N Ireland, Scotland or Wales (UK) and are finding it difficult to successfully clear your debts, then take five minutes to read this blog post and then we hope you will be in a better position to make informed choices about your financial future.

We are focused on helping UK residents solve debt problems by ensuring we employ the best practices available to form a reliable debt reduction solution that works for our clients.

Debt Management Online

A debt management plan may take many equally effective forms and are built and designed on an individual basis for each and every one of our clients taking their own set of circumstances into account. They are informal and are not legally binding.

Debt Consolidation Loans

Taking all your debts and putting them together and making one, monthly repayment can be an effective way in it’s own right of clearing problem debts for many people. Many people in the UK have used this method of debt consolidation help and it works well for most of them. It is not always the best answer for everyone however. Let a debt advisor at Lewis Alexander help you decide what is the best debt help solution or service for you.

If you’ve been refused a loan, there can be alternative solutions!

There are multitude of possible reasons why you may have been turned down for a loan in the past. We can help you find out what those reasons are and then help you understand if you could actually get or qualify for a personal loan.

Individual Voluntary Arrangements

Individual Voluntary Arrangements are formal agreements that structure a repayment program over a fixed term with the end result of your final unpaid debts being written off by your creditors. Because of it’s formal nature however, an IVA will be recorded on your credit history file. All interest and charges are frozen and all correspondence from creditors is stopped.

Get more advice about other debt related issues and be armed with everything you need to get out of and clear debt. There are solutions available for anyone in debt, whether they have small, short term debts or large, long term debts which have far reaching implications for them, their family and friends.

If you feel that any or all of the above questions apply to you then we can help you without a doubt. You will not be judged and you will not have to worry about your friends or family finding out.

We operate a confidential service so you can be confident of absolute discretion throughout all our dealings.

  • call 0800 018 6868 today,
  • Calls are usually free from a UK land line, mobile call costs may vary.
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Help to Consolidate Personal Debt

On June 5, 2011, in News, by Lewis Alexander

Personal debt consolidation help and advice service in the UK.

free credit report UK from ExperianYou can consolidate personal debts without another loan if you have previously been refused credit!

  • Does your present situation ever give you the impression that your personal debts have become so unmanageable that you feel as though you are drowning?
  • Are you only making minimum payments on credit cards?
  • Do all these payments together use up all your available cash each month?
  • Do your monthly outgoings outweigh your monthly income?

If you answered YES to any of these questions then perhaps personal debt consolidation is something that could help you make your life easier.

Personal debt consolidation help is available throughout the UK, therefore if you are being charged for personal debt consolidation advice on expensive phone lines stop and think for a moment!

  • Are these companies helping you?

At Lewis Alexander we could be able to help you pay off your debts through one affordable monthly repayment and will also attempt to help you consolidate personal debts through an IVA or debt management plan that can assist in clearing your store cards, credit cards, cash or payday loans and other personal unsecured debts such as overdrafts.

Once we talk to you, we can discuss your options, give you personal advice and recommend a solution to help with debt which we both agree will be in your best interests. With our personal debt consolidation advice you could be able to stop yourself sinking further and further into debt trouble.

  • At Lewis Alexander we help people get out of debt, we can do it without having to take out more loans and we can even try if you have been refused loans or credit!
  • First and foremost, we will deal with you in a confidential manner.

We want you to be honest about your debts without feeling awkward. We want this to be the fresh start and the beginning of a healthy financial future for you and your family. We will not expect you to fill in any loan applications and there will be no credit checks if using our debt management service.

  • If you want to improve your financial situation and sort out or clear personal debt and improve your financial life for the long term, call our debt helpline free from a land line today using 0800 018 6868.
  • Find debt consolidation help online about how to consolidate all your unsecured debts into ONE affordable monthly repayment!
  • Do not struggle after a change in circumstance with different debts each month, get the help available to consolidate and clear your debts!
  • Debt consolidation can offer debt relief quicker than a lot of other methods.
  • A debt management plan could also help you to consolidate your debts.


When you look at what you pay out each month on personal loans, credit cards, store cards and any other kind of credit or hire purchase agreement, you will be very aware how different interest rates can vary on all these different types of credit agreements.

When you work out what you have to pay on each of these separate bills each month, you will probably be surprised how much of your payment for each is actually towards paying interest charges. You will be aware that some of your debts hardly ever seem to get any smaller.

Debt consolidation help can be costly, so don’t use premium rate phone lines for advice because they are not helping you straight from the start. Think about it. If they are charging you premium rates for advice, what will they charge you for actually doing the work?

Personal Debt Help

When we set up a Lewis Alexander  debt management plan for our clients, we not only give personal advice, we try to organise your finances so you can manage. Our initial advice is FREE but our ongoing services are chargeable!

When you are looking for advice about any aspect of and an IVA or debt management plan, getting the wrong advice can be very expensive. Not only will we give you debt consolidation advice but we will give you advice about the aspects of debt management we believe suit you.

Unsecured personal debt will create stress and pressure in your daily life and it must be dealt with as soon as you realise you are encountering problems. If you leave a debt problem to mount up it will only become greater and the possibility of an advisor being able to assist you is far less.

  • At Lewis Alexander we have a proven track record of helping people clear debts from the point of their first contact with our debt helpline to the last penny being paid off.
  • Most people are not aware of the help and assistance available online and the debt consolidation and management information out there is quite amazing.

For personal debt consolidation advice in confidence, call FREE from a land line using 0800 018 6868 today!

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