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Free debt management services and information about who really funds these free debt companies or debt charities in the UK.
- Financial charities that offer a free debt management plan can certainly not be expecting all their staff to work for free! So who is funding these free debt services or so called charities.
Your creditors are possibly on the large list of banks and credit companies that contribute funds to free debt management charities, these funds are paid to the charities from the banks and credit companies for the work undertaken on clients files.
We are proud at Lewis Alexander that we do charge the client directly and transparently for our debt management service, these charges are all agreed upon with you first and you are not tied into any formal agreement of any type whilst utilising our informal debt service.
- You are free to leave at any time!
- We only ask for your personal commitment to our plan for your financial recovery.
Not all debt charities are the same, some are totally free debt services such as the governments CAB or Citizens Advice Bureau.
If you wish to discuss how Lewis Alexander could help you better understand personal debt management, please contact our personal debt helpline today using 0800 018 6868 our lines are open 24 hours a day / 7 days a week! Your call is free from a landline.
If you are trying to clear personal debts in the UK and have found that when applying for loans or credit you have been refused, there are options available to you that enable you to clear debts without another loan. The 3 best known debt solutions are listed below,
Clear debt without a loan
- Debt Management Plan
- IVA or Trust Deed in Scotland
- Bankruptcy
Lewis Alexander is a specialist debt management company, we help people clear debts without loans, we also offer a free from a landline debt helpline to UK residents struggling with personal financial problems. The advice we give is based on individual personal circumstances and is often not what the person (possibly you) wants to hear.
This is where debt counselling comes in, we have a proven method of helping those that wish to be helped. Often in life, the truth is the hardest to accept, usually with any personal financial problem, there is an element of truth that needs accepting before the individual can move ahead. That is the hard part to get over and after what we call the acceptance period, the individual feels so much relief from the stress of the debt problem that they really can continue with a normal daily life just like they experienced before being in debt.
If you are suffering with financial problems such as mortgage arrears, missed or late payments on credit agreements etc, you must deal with the situation as soon as possible, in the time it has taken to read this article so far, you could have dialed our free from a landline debt helpline using 0800 018 6868.
Our advisors will help you to make a fresh start financially and offer you tested and proven methods that you can employ to combat the pressure from debt collection agents or lenders that may be chasing you. Letters and phone calls are the most worrying to people along with the threats of court action. There are laws that appertain directly to debt collectors and the procedures of collection that they undertake, more importantly, the Office of Fair Trading sets out debt collection guidance that the collection industry is expected to adhere to, just the same as the debt management guidance set out for debt agencies and not for profit debt charities.
For further advice and help on how to clear debts without loans, contact our personal debt helpline today, lines are open 24 hours a day/ 7 days a week and your call is usually FREE from a landline.
