Debt Support Services

On February 19, 2010, in News, by Lewis Alexander
  • Trying to find a Debt Support Service in the UK?
  • Unable to get a loan to consolidate your financial problems?
  • Struggling to understand how best to help yourself?
  • OUR INITIAL ADVICE IS FREE – ONGOING SERVICES ARE CHARGEABLE

When you need debt support, it is very hard to find a company that you can trust.  Most personal debt advice that you obtain from debt support companies will tell you that the best option is either;

  • An IVA
  • Bankruptcy
  • A Debt Management Plan
  • or possibly even another loan or form of finance such as a remortgage.

It is not usually an every day occurrance being forced to deal with such options of financial relief, however, it is important that you do not allow any individual or company to push you into any debt consolidation agreement without you being fully aware and educated on how you will benefit and in what way your chosen debt solution could affect you.

Debt support services exist all around the UK, some charge the clients fees directly for the service they provide and some charge the clients creditors for the work they do on the clients behalf.

  • These companies trade as charitable organisations and guise themselves as free debt support services.

 A good debt support service will have the clients best interest at heart and by managing the financial problems in a structured manner, the client usually feels relief from the pressure within days of joining the support service.

When a not so reputable debt support company starts to manage a clients finances, the client does not actually get to find out that the service is less than standard until it is too late and the debts are usually in a further mess than they were previously.

Be warned that anyone in personal debt is classed by the Office of Fair Trading as a vulnerable consumer, this means you are at risk of other people or traders / companies taking advantage of your current financial circumstances. People will lie to you even when it is to do with something so serious as personal debt support.

Most people that call our free from a landline personal debt helpline for debt support, struggle to find a way that enables them to pay bills when they can afford to pay them and the amount that they can afford to pay.

If you set a budget each month that you stick to, this can be the first step to financial freedom, you may not have all the things that you wanted that month but you will certainly not have a credit card bill for items that you most problaby never needed. Not all personal debt is built up from what we call “retail therapy” but you would be surprised at how much is.

When you have decided that you need to obtain confidential support regarding your financial situation, please call our helpline without delay, often the sooner you sort and solve a debt problem, the easier it actually is to manage.

Call Lewis Alexander free using 0800 018 6868, lines are open 24 hours / 7 days a week and your call is free!

Find us on Google+

A Debt Management Plan that Works

On December 5, 2009, in News, by Lewis Alexander
  • “A Debt Management Plan that actually worked, thank you so much”
  • “You did what you said you would, I am now debt free”
  • “It was a struggle but you gave me the support I needed”

The above are comments from within client testimonial letters, received by Lewis Alexander Financial Management.

We have been reading through some of the many letters and emails we receive from clients that have been using the services of a Lewis Alexander debt management plan.  The identity of the person has been changed to maintain their privacy of course and permission has been received from them to list the letter on our blog.

“I just wanted to write and let you know that since contacting your company I have been making progress with my life and my personal debt.  Before I contacted your team, I was going through a very difficult time, since I had never before been in any kind of financial arrears or personal debt but I found myself exasperated at circumstances with my work and the debt that I had built up due to compounding problems in my personal life.  I had done my research on quite a few companies and your company came up in my online searches, so I took the plunge and gave you a call on your free from a landline debt helpline.  That was a very difficult decision to make but I had realised that once I accepted my situation and that I had to accept my own part in the process, I had to take action and do something about it.  I wanted to let you know that it was probably the best decision I made.  You personally answered my call and put me at ease straight away and were very sympathetic to my predicament.  The mere fact that you listened to my debt problems and came up with solutions with regard to the debt management plan and the various paths that I could go down lifted a huge burden that I had been carrying around with me.  I know that it was affecting me and everyone around me.  Once you outlined what I needed to do and the details I needed to send to you so that you could work out what I could reasonably afford to pay and manage my debt, I felt like I could go out and get on with my life again.  The fact that you were also able to negotiate with my creditors with the repayment plan we came up with was a leap in helping me along and coping with the mountain of worry I had built up.  I had worries of the bailiffs and debt collectors turning up from the credit companies who I had not been able to pay and realised that had I not buried my head in the sand so to speak earlier, I would have been in a much better situation.  Once the debt management plan was in place, I was almost a different person. Knowing that I would be sending all the nasty letters received from my creditors directly to you to deal with every week and not worrying about it made a huge difference to my daily life.  May I thank you for at first helping me come to terms with my mounting personal debt problem, helping me to deal with the situation by talking to me when I needed someone to talk to about my concerns and finally, negotiating with my creditors for a reduction of interest and charges being applied to my accounts.  I would not have been able to do that on my own, regardless of my past business successes and knowledge!”

Allan – (Real Identity hidden due to data protection)

That was an extract of part of a letter we received after we accepted Allan as a client and we were able to help him deal with his debt worries and work out a solution for an affordable debt management plan.

Please be aware that we try to help people in these situations and no two people will have the same circumstances, we will advise the best way forward depending on the individuals current circumstance.

A debt management plan may be one of the options that we suggest for you. You must make the first move and contact our team, so that we can discuss your personal financial problems.

Lewis Alexander offer a first class national debt management service throughout the UK.  We are based in Manchester and have helped thousands of people in our history.  We have in house specialists who concentrate on debt management plans and personal loan consolidation and we have been looking after a great number of our clients for many years now.

Call Lewis Alexander using their personal debt helpline 0800 018 6868, lines are open 24 hours a day, 7 days a week and your call is free.

Tagged with:  
Find us on Google+

Information about Free Charity Debt Management Services!

On November 13, 2009, in News, by Lewis Alexander
  • Free debt management services and information about who really funds these free debt companies or debt charities in the UK.

  • Financial charities that offer a free debt management plan can certainly not be expecting all their staff to work for free! So who is funding these free debt services or so called charities.

Your creditors are possibly on the large list of banks and credit companies that contribute funds to free debt management charities, these funds are paid to the charities from the banks and credit companies for the work undertaken on clients files.

We are proud at Lewis Alexander that we do charge the client directly and transparently for our debt management service, these charges are all agreed upon with you first and you are not tied into any formal agreement of any type whilst utilising our informal debt service.

  • You are free to leave at any time!
  • We only ask for your personal commitment to our plan for your financial recovery.

Not all debt charities are the same, some are totally free debt services such as the governments CAB or Citizens Advice Bureau.

If you wish to discuss how Lewis Alexander could help you better understand personal debt management, please contact our personal debt helpline today using 0800 018 6868 our lines are open 24 hours a day / 7 days a week!  Your call is free from a landline.

Tagged with:  
Find us on Google+
Find us on Google+